Mortgage / Home Loans
Best Mortage and Home loan solutions
Whether you’re a first-time buyer, a seasoned investor, or looking to refinance, we’re here to help you make informed decisions with our comprehensive guide to mortgage options, requirements, and processes.
Why opt for Mortgage in UAE?
In the UAE’s dynamic marketplace, taking a mortgage is a strategic step toward homeownership, enabling individuals to leverage competitive interest rates and benefit from the country’s robust economic framework. With its tax-free environment and an ever-growing real estate market, the UAE offers diverse mortgage options that cater to both expatriates and nationals. Owning property here not only provides a personal haven but also grants a promising investment opportunity with high potential returns, driven by substantial rental yields and property value appreciation. As the UAE continues to evolve with world-class infrastructure and lifestyle amenities, securing a mortgage becomes a gateway to realizing long-term financial and lifestyle goals in one of the most attractive living environments globally.
Types of mortgages in UAE
Residential Mortgages
Ideal for individuals purchasing homes for personal use.
Commercial Mortgages
Designed for businesses acquiring commercial real estate.
Eligibility Criteria for Mortgage
Understand Eligibility Criteria Securing a mortgage in Dubai requires meeting specific eligibility requirements based on your employment status and income.
For Salaried Individuals:
- Minimum monthly salary: AED 10,000–15,000 (varies by bank)
- Minimum job duration: 6 months with current employer
- Age: 21 to 65 years
- Valid passport, visa, Emirates ID
- Good AECB credit score
- Provide: Salary certificate, payslips (3–6 months), bank statements
For Business Owners (Self-Employed):
- Business operating for at least 2 years
- Minimum monthly income: AED 25,000+ or annual turnover AED 1M+
- Age: 21 to 65 years
- Valid trade license, MOA, Emirates ID
- Provide: Audited financials, bank statements (6–12 months)
- Good credit standing and proof of business activity
Buy your dream home in Dubai with best mortgage options and rates. Contact us now!
Unlock the door to your dream home in the UAE with our seamless mortgage solutions. Benefit from competitive interest rates and flexible terms designed to fit your financial needs. Our dedicated team is ready to guide you every step of the way, ensuring a smooth application process. Don’t wait any longer—turn your dream of homeownership into a reality now!